What Are Local Families Doing to Protect Themselves from Extreme Weather?

Back in late April, Clinton, Mississippi was part of a devastating severe weather outbreak. Tornadoes ripped through the area, and impacted much of the state, causing terrible damage, injury, and loss of life. Between weather events like these, as well as the major flooding and hurricanes that can strike the area, the safety of local families has become a serious priority for many. This is especially true, as weather experts predict that the area’s weather will only get worse in the coming years due to climate change. In fact, the EPA states that the area will “become warmer…both floods and droughts may be more severe…[and that the] sea level is rising more rapidly in Mississippi than most coastal areas because the land is sinking.” They also note that tropical storms and hurricanes have become more intense in the state within the last 20 years. With future threats looming, many local residents are already starting to take steps to protect their families.

Understanding and upgrading insurance coverage

The latest data shows that as many as 84 percent of people incorrectly understand various aspects of their home insurance policies (as reported by Insurance.com). Being without flood insurance, having plans with specific exclusions, or having a poor grasp of a home or renters insurance plan can put families in jeopardy. Experts with NGLIC.com recommend that all local residents assess each relevant insurance plan they have immediately to ensure that they have sufficient coverage. Thankfully, many homeowners have already started to recognize this need, and have started reading through and upgrading their policies accordingly.

Revising family preparedness plans

All weather experts agree: Having a family preparedness plan for every kind of weather disaster that can occur in the Clinton area is essential. That is why so many local families have created a plan like this in the event of an emergency. What do these preparedness plans look like? First, most individuals have some kind of disaster kit packed for hurricanes, floods, and tornadoes. These kits often include 72 hours worth of food (including pet food) and water, first aid supplies, flashlights, and clothing. Additionally, knowing how to reach family members, understanding hazards in the immediate area, and having an agreed upon place to shelter are all part of these preparedness plans.

Educating themselves about future weather risks

Finally, those who are seeking to protect their families from natural disasters are actively educating themselves about future weather risks. They are taking the time to keep up-to-date with official climate change forecasts, and are listening to local government leaders regarding threats to the immediate area. Because education is one of the first lines of defense in staying safe from weather disasters, residents who are taking this step are putting their families at a great advantage.

Although it isn’t possible to see into the future, Clinton area families are doing what they can to stay aware of the intensifying weather patterns. They are also taking steps to mitigate losses by creating enhanced preparedness plans, and upgrading their insurance policies. Moving forward, a proactive approach to staying safe from the weather will likely become more necessary than ever before.