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5 Tips for Mississippi Residents to Save on Medical Care

Do you live in Mississippi and are worried about medical expenses? If so, you’re not alone. The cost of medical care can be stressful for anyone, whether you’re single, married, caring for children, or responsible for elder care. That’s why all Mississippi residents must understand the resources available to reduce their medical fees.

1. Consider Medication Alternatives

Americans may be spending more on medication than they are on actual hospital bills. According to Payerally, specialty medications are costing people over $500 billion. However, specialty medications aren’t your only resort. There are over-the-counter options that can do just as well. Many people also prefer holistic health and avoid medication at all. Whatever you prefer, make sure you discuss your medication preferences with your doctor.

2. Understand Your Medical Bills

Don’t let medical jargon fool you. Make sure you understand everything you’re being charged for on your medical bill. Such mistakes happen in medical billing every day that can cost Americans hundreds or thousands of dollars. One way to avoid such errors is by asking for an itemized list of everything you’re being charged for. If something doesn’t make sense to you, highlight it and make sure you call your medical biller and doctor about the issue as soon as possible. Some legal advocates can help you if you’re constantly being overcharged.

3. File Workers’ Compensation

If you get hurt or injured at your job, you have the right to compensation. Employee slip/fall accidents amount to approximately $70 billion annually in medical bills. Whether you suffered a cut, laceration, broken bone, sprain, or bruise at a job, you shouldn’t have to pay for that out of your pocket. Workers’ compensation helps employees who hurt themselves on the job. If you have to miss work for days or weeks on end from a work-related accident, you have the right to compensation for those lost wages and to cover your medical bills.

4. Get Some Insurance

Paying for insurance premiums may scare you, but will save you money in the long run in case you have a major accident or injury in Mississippi. According to Bankrate, a fatal car accident can amount to $1,750,000 while disabling injuries cost $101,000 in 2020. These expenses result from medical care, administrative paperwork, lost wages, and being uninsured. Don’t forget to check open enrollment for health insurance, as you can pay a lower premium based on your wages. Having life and disability insurance can also help cover such costs and help your family avoid bankruptcy from unexpected medical bills or fatalities.

5. Practice Preventative Care

One of the best things you can do to stay healthy in Mississippi is to be as active as possible with a good diet. Find local farmers’ markets where you can buy fresh whole fruits and vegetables. Clip coupons to get deals at the grocery store. Walk as much as you can to get at least 10,000 steps a day. Avoid soda and drink water and tea instead. If you smoke, cut down or try to stop altogether. The healthier you stay, the easier it is for you to keep your weight down, which can also help prevent costly medical issues.

Don’t let costly medical bills get you down. Use this list as a guide on how you can save on necessary medical services. Accidents and injuries can happen at any time. That’s why it’s best to pay whatever you can every month to cover yourself with whatever insurance you can afford. Stay proactive with a healthy diet that includes water and fresh fruit, and you’ll be less likely to need extensive surgeries and treatments.

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